As you know, June 1st marks the beginning of Hurricane Season. As we prepare and review our company disaster recovery plan, we want to take this time to remind you that you should begin to prepare as well.
As with prior hurricanes, we will work hand-in-hand with your insurance company and emergency team of adjusters should we have a storm. Our office will be open as soon as possible after the storm passes and our staff is prepared to work extended hours to assist you in the claims process. We strongly encourage you to report your claim directly to your insurance company to expedite the claims process. A list of carriers and phone numbers for reporting your claim is listed by clicking the Hurricane Before and After Resources link at the end of this page.
By now, you should have already reviewed your insurance policies, coverage, and limits. If you need any additional coverage, please call us today (see reminder about binding restrictions). Both commercial and personal policies exclude flood damage, which is defined as rising water, tidal surge, and tidal wave. A separate policy is necessary to properly insure for this coverage. If you do not have flood insurance, please feel free to call us for a quotation. Please note, there is a 30-day waiting period when increasing flood limits or purchasing a new policy.
We would like to remind you that when a tropical storm or hurricane approaches within certain geographical coordinates, we are prohibited from increasing coverage, adding new coverage, or binding new policies with any of our companies including the National Flood Insurance Program and Citizens Property Insurance Corporation.
To assist you in your personal preparations, we have included some helpful information on hurricane preparedness.
We have also attached some additional information for you in attachments, including information for business owners.
Be prepared and be safe.