East Coast Insurors, Inc

Privacy Policy Notice

(as of 9/21/2008)

PURPOSE OF THIS NOTICE

Title V of the Gramm-Leach-Bliley Act (GLBA) generally prohibits any

financial institution, directly or through its affiliates, from sharing nonpublic personal information about you with a non-affiliated third party unless the institution provides you with a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of persons or entities to whom it may be disclosed. In compliance with the GLBA, we are providing you with this document, which notifies you of the privacy policies and practices of [insert name of institution].

OUR PRIVACY POLICIES AND PRACTICES

1. Information we collect:

We collect nonpublic personal information about you from the following

sources:

. Information we receive from you on applications or other forms.

. Information about your transactions with us, our affiliates or

others.

. Information we receive from a consumer reporting agency.

Unless it is specifically stated otherwise in an amended Privacy Policy

Notice, no additional types of information will be collected about you.

2. Information we may disclose to third parties:

We do not disclose any nonpublic personal information about our

customers or former customers to anyone, except as permitted by

law.1

3. Nonaffiliated third parties to whom disclosures may be made:

A. Non-affiliated Third Parties To Whom Disclosures May Be Made

We disclose nonpublic personal information about you only to nonaffiliated

third parties as permitted by law.

4. Our practices regarding information confidentiality and security:

We restrict access to nonpublic personal information about you to those

employees who need to know that information in order to provide products

or services to you. We maintain physical, electronic, and procedural safeguards

that comply with federal regulations to guard your nonpublic personal

information.

6. Our policy regarding dispute resolution:

Any controversy or claim arising out of or relating to our privacy policy, or the breach thereof, shall be settled by arbitration in accordance with the rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction

thereof.

7. Reservation of the right to disclose information in unforeseen circumstances:

In connection with the potential sale or transfer of its interests, East Coast Insurors, Inc and its affiliates [if any] reserves the right to sell or transfer your information (including but not limited to your address, name, age, sex, zip code, state and country of residency and other information that you provide through other communications) to a third party entity that (1) concentrates its business in a similar practice or service; (2) agrees to be East Coast Insuror’s successor in interest with regard to the maintenance and protection of the information collected; and (3) agrees to the obligations of this privacy statement.

8. Changes to our Policy:

If we revise our procedure relating to this privacy policy, we will provide notice of the changes on our website.